Buy a policy of life insurance is one of the wisest decisions a person will ever make. Life insurance for the future of their loved ones and offers excellent savings opportunities to reach your money long-term financial goals. The process of buying an insurance policy is quite simple unless you have pre-existing serious illnesses. Many insurance companies do not offer insurance coverage for people with serious diseases. Diabetes is a serious illness and was not previously covered by life insurance policies. In other words, people with pre-existing diabetes, anyway, are not eligible for any kind of life insurance. That has now changed with most insurance providers that offer attractive living coverage for diabetics.
Buying life insurance for diabetics:
Diabetes has many complications and acute health throughout life. Well controllable, that is associated with health problems, including a myriad of heart and kidney disease eyes. Diabetes is considered a major health hazard and a serious illness. Different types of diabetes, including type I diabetes or type II or non-insulin dependent diabetes mellitus and insulin dependent gestational diabetes. India is notorious known as the “capital of diabetes” with 4% of the total population suffering from one of these types of diabetes. Considering the nature of this fatal disease, any diabetic or people with a family history of diabetes would be covered with a decent life insurance. Many Indian insurers have introduced attractive policies for safe diabetes care. These policies are multifunctional and they can also be purchased on-line with minimal complications.
These policies not only provide greater financial support, but also help diabetics effectively manage their health. People suffering from type II diabetes and those with pre-diabetic phase of life with a family history of diabetes can opt for affordable critical illness rider. This life insurance rider is ideal for maximum coverage of pre-existing diabetes and pre-diabetes. Eligibility criteria and terms and conditions for obtaining life insurance policies for diabetics in India are as follows.
• The applicant must be in the group of 26-65 years old.
• This policy can be renewed up to 70 years
• the original copies of medical bills, prescriptions and medical reports are required. Critics pilot programs Advantages disease
• Well-being are organized by the insurer that offers free exams every year.
• lump sum payment and premium waiver for diagnosis of diabetes in pre-diabetic. • premium rate decrease if the illness is under control for a long period of time.
• insurance coverage optional life for foot disease, kidneys and eyes.
• Tax benefit under section 80D of the Income Tax Act, the Indian income.
In addition to these benefits, when you buy life insurance policies with diabetes, the insurer also initiates measures for the management of diabetes. Some insurance companies offer web support, seminars and timely free tests for patients to keep them healthy for a longer period of time.
NOTE:Getting life insurance for any type “of diabetes” is Considering the fatal nature of this disease, any diabetic or people with family history of People who are suffering with Type II diabetes and those in pre-diabetic life stage with a diabetes can opt for the “affordable critical illness rider” Buying diabetics. Diabetes leads to numerous “This life insurance rider is ideal for maximum coverage of pre-existing diabetes and pre-diabetes” The eligibility criteria and general “terms and conditions” to get Life insurance policies for diabetics in India are “when you buy life insurance policies with” Apart from these benefits, “diabetes, the insurer also initiates measures” What Kinds of Life Insurance Policies can You Buy;