Depression is defined as a mood disorder characterized by sadness thoughts of despair and discouragement. Varying in degree from mild to severe. Specifically, there are levels of depression of the situation for serious cases, such as bipolar disorder.

Diagnosis is usually a Depression- situation experienced by many who may need soft drugs after a traumatic event, stress, high levels of anxiety, loss of a loved one, divorce, unemployment or other event.
Depression- clinical diagnosis may be more serious because it can significantly affect quality of life, making 2 or more weeks of intense stress, sleep rhythm disorders, weight loss or significant gain, uncontrollable thoughts of suicide, inability to concentrate , loss of interest or enjoy things that were very nice.

Bipolar Diagnosis Disorder- oscillations of high mood for depression include usually include sadness, anxiety, irritability, fatigue, uncontrollable crying, appetite changes resulting in loss or weight gain, unusual sleeping habits, concentration problems, death or thoughts suicide. There are several levels of disease

The specific factors that are used to determine insurability after a diagnosis of depression
What kind of depression you have been diagnosed with
When was your first episode of depression and when was the latest
You have been treated by a specialist
And if medications are prescribed for you What is the duration and amount
You have a history of substance abuse (drugs and alcohol)

Have you ever been hospitalized for depression
Have you ever tried to commit suicide if so, when
Agent support life insurance for depression
Many life agents are search specialists of this support concentrated on writing clients who have been diagnosed with depression and have a good understanding of what the problems and supporting materials will be required before submitting the demand. They can help you by going to carriers and media guidelines that will give careful consideration to your specific criteria and measures against its current classification of sub-standard table so you get approved at a favorable rate. All carriers has its own table ratings for all cases of impaired risk.